What is Ford Credit?

When it comes to financing a vehicle, Ford Credit offers a range of options designed to fit your budget and lifestyle. But what exactly is Ford Credit? Ford Credit is the financial services arm of the Ford Motor Company, providing various loan and leasing solutions to help Indianapolis shoppers purchase or lease a Ford vehicle.

Whether you’re looking to buy a new car, truck, or SUV, or considering a lease, Ford Finance options are tailored to make your car-buying experience as smooth and affordable as possible. At Ford of Lafayette, we work closely with Ford Credit to offer you competitive rates and flexible terms, so read on to learn more about Ford Finance.

Buying vs. Leasing

With Ford Credit, you have the option to buy or lease. We’ll go into detail about the available plans for both options below:

Buying 

• Standard Purchase: This plan offers flexible payment terms and allows you to customize your vehicle anytime. Additionally, there are no mileage limitations or extra wear/use charges, and each payment you make builds equity, so your next Ford vehicle purchase will come at a lower price. New, used, and certified pre-owned vehicles all qualify for the Standard Purchase plan.

• Flex Buy: Opting for the Flex Buy program will award you a special payment plan with lower payments during the first few years. You must buy a new vehicle to qualify, and there is one term available. 

Leasing

• Red Carpet Lease: There are a variety of terms available to you in this plan, as well as many benefits, such as seven available mileage options. An Advance Payment Program allows you to settle all your lease payments in one lump sum that will typically be less money than what the total of your monthly payments would have been. The Red Carpet Lease also provides a variety of lease-end opportunities. When your contract is up, you can buy or lease a new Ford, purchase the leased vehicle at a previously determined price, or simply return the vehicle.

Benefits of Ford Credit

The Ford Credit program was designed with you in mind. They have helpful resources to get you up to speed if you’re new to the car buying process; you’ll be able to head to our dealership near Frankfort feeling confident and prepared to make the best decision for you. Not only that, but Ford Credit also offers personal assistance from their own finance specialists, and they’re happy to work with you should you fall ill, have an accident, or require payment relief if you’ve become a victim of a natural disaster.

Finance Your Next Vehicle with Ford Credit at Ford of Lafayette

Ford of Lafayette is committed to helping you find the best Ford Finance options available. Whether you’re interested in buying or leasing a Ford Mustang or Explorer, our finance team is here to guide you through the process. With Ford Credit, you can take advantage of flexible terms, competitive rates, and personalized solutions that make owning or leasing a Ford more accessible than ever.

Visit us near Delphi to learn more about how Ford Credit can help you drive home in the vehicle of your dreams.